What’s the catch? Here it goes and anybody can do it…Start packing your lunches and start eating dinner at home more. Obviously this concept isn’t new or rocket science. However I promise the money you will save will get you a trip to Hawaii or whatever destination you’re dreaming about. I stumbled across this cool lunch savings calculator (why not use it for dinner too) that opened my eyes to how much I could save by making balanced changes. Below is an example of how I can cut back and save. You will be shocked! This is a must read…
LUNCH- Currently I am eating out 4 lunches a week at $10 a pop. If I just cut that in half (and my brown bag lunches are $3 a pop) to 2 lunches out a week I save $672 a year!
DINNER- Currently I am eating out 3 dinners a week that vary from a quick run to Rubios or a relaxing dinner sipping saki and eating Albacore Special rolls. If I cut that back to eating out just once a week I could pocket, drum roll please… $960.00 a year!
That’s a grand total of $1632.00 of savings a year! Enough to get myself a ticket to Hawaii, stay at a great hotel, rent a car and drink plenty of Mai Tai’s!
Notice this calculated just my own personal savings. The reality is my whole family (3 of us) would do it as well, and our savings would be over $4,000.00. Having gone to Maui this past fall, I can say that is plenty of money for a family of 3 to frolic on the white sands of Hawaii.
You Can Do It-
In order to actually save the money, it would be wise to calculate your monthly savings and actually set it aside by depositing it into your designated vacation savings account. (for example on the last day of each month) Otherwise the money might just get spent somewhere else like going to the movies or buying a cool gift for me. Do whatever works for you, just be sure to do something to put it aside as it’s being saved!
So if you are cutting back due to the economy and are wondering how you are ever going to get to go on vacation again, maybe this could be your solution.We are going to put this to the test. I will give you updates now and then on our progress. More importantly I will give tips and tricks to making great brown bag lunches! No peanut butter and jelly recipes here!! Stay tuned…